Water Damage Claims: Frozen Pipes, Broken Pipes & Plumbing Leaks
The most easily prevented burst pipes and water damage could and will be denied by homeowners ' insurance companies. We'll talk about how to avoid leaks and burst pipes and make sure this type of claim for property damage isn't rejected by your insurance company in the event that it ends up taking place.
For starters, a little background. According to Verisk Analytics ISO the property damage claims in general made up 98.1 percent of homeowners' insurance losses "water damage as well as freezing" accounted for almost 1/5th of the property damage claims (source). This is roughly one fifth of all claims for homeowners insurance filed between 2013-2017.
Frozen pipes causing flooding and water damage
Over the same period of five years one out of fifty homeowners made claim for water damage. The average claim cost was $10,182. That's quite a bit of destruction! A plumbing leak could cause damage to drywall , flooring, paint, trims as well as windows, doors, furniture, and more when pipes are frozen. It may cause chaos.
It isn't something that anyone would like to happen to their home or business. Use the tips below to ensure that you are doing all you can to stop water damage caused by frozen, broken and burst pipes.
There are two main types of ways to avoid freezing pipes as well as the harm they can cause: controlling the temperature of the air and controlling flow of water.
Manage Temperature of Air by insulating water pipes
The sealing of leaks that permit cold air to get into the walls where water pipes are installed is possible. There are a myriad of products to assist you in doing this. Water damage san tan valley contractors who use insulating foam sealant for their homes as well as the homes of our customers. It is used to close the gaps in siding, and cracks where wiring crosses the.
Caulking any leaks that could be a possibility is a good idea as well. Keep in mind that most damage to pipes caused by water is caused when water pipes within the exterior walls freeze, so this is a great point to begin in preventing freezing issues in plumbing.
- Check out pipes insulation products at stores like Home Depot for easy options to protect your water pipes. Heating tape, that heats pipes whenever they're required to prevent freezing during the winter months, is available. It is best to consult a licensed, certified professional plumber for this.
Control the flow of water to Prevent Freezing:
As temperatures drop drastically this winter, it's a good idea to ensure that your water pipes don't freeze by keeping a few faucets running until the cold front has passed.
It is also essential to switch off the exterior water valves, and then disconnect the hose from your spicket. Water can't drain from the hosebib in the event that the hose is not connected. If temperatures drop, this will lead to freezing and burst. To avoid freezing, switch off the hose when the temperature drops below zero.
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